You will be required to place a credit card (American Express, Visa, MasterCard, or Discover Card) on file for automatic billing prior to using any Wizetrade or CommandTRADE Product or any component thereof. All fees are automatically charged/debited the day after expiration of the current subscription or Free Trial Period, if any. The first charge may be a prorated amount determined by the date the Free Trial Period expires. Thereafter, charges/debits are processed up to five (5) business days before the end of each subscription period, for the following month's service. There will be no partial or prorated refunds, except as set forth herein. Monthly subscriptions automatically renew each month unless cancelled as provided below. Upon expiration of an annual subscription, the subscription will automatically renew as a monthly subscription and be processed as set forth in this Section unless cancelled as provided herein. All renewals will be charged/debited at the then current rate. To cancel a subscription, Student must call WGAL, LLC, also known as The Wizetrade Group, at 1-800-304-8881 and request a service cancellation at least ten (10) days before a subscription fee is scheduled to be charged/debited.